Yacht loans for credit-challenged and other situations provided by Private Yacht Finance. This includes 953 new watercraft and 1,019 used boats, available from both individual owners selling their own boats and professional boat dealers who can often offer boat financing and extended boat warranties. "As long as it contains the required facilities, you can claim it as your main home on your taxes. Once you’ve qualified, use funds how you like, whether you’re planning to buy a new or used watercraft, fix up a. There are currently 337 boats for sale in Corpus Christi listed on Boat Trader. This vessel is located in Naples, Florida and is in great condition. S. At My Financing USA, we offer boat loans for both good and bad credit. Boats in California. Toggle navigation. One thing about boats (versus homes), is it is rare that you ever get back what you put into it. New and Used boats for sale. View Images. If you have shore electricity, you can use all-electric or a combination of mains power and onboard heating. From sailboats to ski-dos to fishing boats. If you are living on the boat in Florida for more than 90 days and the boat is in Florida for more than 90 days you will need to "register" the boat with Florida and pay the appropriate sales tax or a "use" tax. We can also finance vessels based in the Mediterranean, providing they have a UK owner and are valued in excess of £500,000. We could not get financing for a boat older than. We would like to show you a description here but the site won’t allow us. We work with self-employed borrowers who have a tough time proving income. 59% to 3. Willmore said he hasn't seen a dramatic uptick in the liveaboard lifestyle, "but it's definitely back on the upswing. When it comes to flat rates, the North Carolina sales tax on boats is 3 percent but capped at $1,500, and in New Jersey it’s 3. Or, if you are at the beginning of your search and want to start with the basics, read Motor Yachts: A Definitive Guide. 4. Located on Liveaboard slip. . A marine or boat loan is a type of financing that’s used to purchase almost any seafaring vessel. Yes. Our vast knowledge of boat loan financing and RV lending allows us to match you with the best boat loan or RV loan option for your unique situation. Seller has circumnavigated the world on this yacht with his wife from 1997-2002. It was a model 459 45-foot sailing yacht with a raised deck. A sample itinerary for a four-day-three-night liveaboard boat trip from Labuan Bajo to Komodo National Park might include: Day 1. The It Possible to Get a Mortgage for a Boat? Your have a few lend options, incl traditional banker loans, get labor, online lenders, and naval loan. Use our Boat Loan Calculator to determine a monthly payment that’s right for you, then fill out an Online Loan. Liveaboard boat loan vs regular boat loan: Youll require some ways of collecting post, while significantly can be carried out with mobile phone handsets and an Net connection there its still times when you might want something delivered. Boats, Yachts and Parts Duncan More info. Starting interest rate: 7. An enclosed shower and head make it a pleasant boat to live on. . Boat loan limits vary even more significantly, with some lenders offering $5,000 to $100,000 and others offering up to $5 million for the right borrower. 1466 Overseas Highway, MARATHON, FL 33050. What you get for this can vary. The IRRRL is used to lower rates, saving veterans money on their loan. Minimum loan amounts can start anywhere from $500 to $50,000 or more, depending on the lender. The average monthly loan payment for a used liveaboard boat is $500-$4,000. . Provides minimum monthly [credit card] payments in case of involuntary job loss, disability or loss of life. If a boat loan isn’t the right choice for your financial situation,. It has a smart decked area which leads to the private garden. This includes 1,679 new vessels and 667 used boats, available from both individual owners selling their own boats and professional boat dealers who can often offer various boat warranty packages along with boat loans and financing options. The most popular kinds of boats for sale in Louisiana today are Bass, Pontoon, Bay, Center Console and other boats, while the most common boat brands. Pickup in Labuan Bajo at 9:30 AM. Rate is good for 45 days. "Liveaboard" has become a swear word for the boating community, because of homeless crackheads living in a floating wreck with no sails, engines or working toilets, and living aboard until they finally sink. In most cases, buying a liveaboard sailboat is more flexible. A personal financial statement listing your assets and liabilities. Find 516 boats for sale in Sacramento, including boat prices, photos, and more. Every repair. The most popular types of. Yes, you can live on a houseboat in a marina if a few conditions are met. My boat is 38' long, and for one or two people would be a comfortable, if modest, liveaboard. LIVEABOARD BOATS FOR SALE. ”. The company offers same-day approval and potential same-day funding, and satisfied customers who left reviews on. Please take a moment to review our loan rates, terms and credit. Current boat loan rates at Southeast Financial start at 4. From submitting a loan application and calculating your credit score, to. cooking facilities. Unforgettable liveaboard diving adventures start on LiveAboard. If you own a boat and wish to use it in the state, it is important to register it with the Kansas Department of Wildlife, Parks, and. United Yacht broker: Daniel Voorhees, (206) 407-6411. In less than 4 years, with only a minimum of work on the house - mostly just painting, it went from $115,000 (what I paid for it) to $275 (what I sold it for). See moreThe best boat loans offer loan amounts up to $4 million, extend terms up to 20 years and allow financing on boats up to 20 years old. You can’t mention that you will live on the boat, as far as I know nobody will loan on an older liveaboard. The 2023 Annual Statistical Report is a 63-page presentation of 2022 full-year boat loan portfolio statistics reported by participating NMLA members and other key recreational marine lenders. This River Pod 35 is currently used as a permanent liveaboard with mains electric and water connected. Pacific Seacraft Flicka Under Sail. Higher-end boat loans from $25,000 to $50,000,000. The Westsail 32, is one of the most iconic bluewater sailboats. 2. (624) 980-0514 | From the US 1 (800) 997-1688 Blvd. 1. Loans over $2 million are available. We offer finance for narrowboats, barges and widebeam boats though we are unable to consider applications for those wishing to liveaboard the vessel. We offer fast funding and low rate boat loans! Chesapeake financial also offers no income verification. On average, boaters who live aboard pay between $1,500-$3,500 per month. 25% rate on a $200,000 boat loan, with a term of 20 years, you will have paid a total of. 1996 Bayliner 3988 Command Bridge. *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. 24 hours a day, 7 days a week. Private party & dealer loans. Get the best experience on the water on a Sailo boat rental or yacht charter in Alton, IL! Whether you are looking for a sailboat, motor boat or catamaran rental, choose our boat rentals and yacht charters in Alton, IL to enjoy a day or a week-long sailing vacation. A $10,000 boat loan with Bank of the West would have a starting interest rate of 8. They provide boat loans and refinancing, investment, banking services, small business loans, and retirement services. The figures are based on someone making a monthly income of $4,000 docking a 30-foot sailboat at a reasonably priced marina. How to Register a Boat in Kansas. We finance most kinds of marine craft, so we can provide the financing which helps you get on the water faster and easier. 29% to 9. Simply enter the loan amount, term and interest rate in the fields below. Whether you are buying a new or used boat, there are a few other loan options to consider. In Massachusetts, we have a 5 percent sales tax, so. If you find yourself utilized having the capacity to order whatever you want on the web received it the next. Prepare the boat before you move so it feels like a home, not a camper. But be aware that boat loans typically carry higher interest rates than home or. Victoria, Australia. 29%. Marina Fees. don't tell potential financiers it would be a liveaboard. With the changes resulting from tax reform. How much does fuel cost for a liveaboard boat? Obviously, sailboats will use very little to no gas, so this is directed towards people interested in living on a motorboat. As far as houseboats go, you will need to consider some additional costs, such as moorage payments, mechanical upkeep, gasoline expenses, and even sewage pumping. Get a Quote Now. . Boats in Massachusetts. Cheap indeed! If your budget is even tighter, you can pick up yachts for as little as $10,000. . As with any mortgage or loan, there are a number of criteria that must be met. Longer loan terms: Up to 20 years. However, subprime boat loans are available. These live aboard yachts are made by a number of top brands, including Hatteras, Viking, Sea Ray, Tiara,. 1. Interest rates on personal loans vary, so get quotes from several banks and lenders. I want a loan for 1000 but I have a poor credit rating, I came across Vanquis loans, Borrow 1000 and pay it back at 99 a month, The. 5 out of 5 Overall No min credit score Unsecured loan. To qualify for the bank’s best rate, you’ll need to finance a new boat with a loan greater than $25,000 (no more than 100% of the boat’s value) and a term of 48 months or less. Built in British Hong Kong in 1967 of teak and gumwood, the "Master Cyrus" is excellent for cruising or merely living. Not a big deal, but just FYI. Boat financing is typically harder than financing a home and a larger down payment will be. 24% Apply Now *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. New and Used boats for sale. your best bet is to try and get a nonsecured loan of. To qualify, you must become a. Terms up to 180 Months** Generous advances and back-end product allowance. You have a few loan options, including traditional bank loans, credit unions, online lenders, and marine loan specialists. Nestled in the middle of hearty mangroves, Mangrove Marina is sheltered by the hurricane hole effect, shielding your liveaboards in the Florida Keys from storms, high winds, and surges. Or if you are looking for a new boat insurance policy or just to save money on an existing policy, we can help you get started with a free boat insurance quote. By Appointment Only Home Delivery Online Financing approvals Online Purchasing Payment Deferrals Return Policy Service Drop. Traditional. But it’s important to choose the right boat for your needs. , and narrow down your choices. 6. Several lenders told us to make sure not to mention if you plan to live aboard, and they make sure they do not ask. Your mileage may vary but if I were to take a sample of 100 "average" boat owners it's unlikely that a vintage wooden boat would be the "right boat" for even one of them. There's no deductible on most total losses, and. Liveaboard sailboats loans permits you to live out your dream out living aboard. But, it's important to weigh the pros furthermore cons to see if a credit is the right option for thee. You have a decent cruising boat right now, just go and enjoy it, keep your cash. Year round liveaboard or 9 months. If you are using finance to buy your boat, the finance company might want a survey to ascertain the boat is good security for the loan. We finance most kinds of marine craft, so we can provide the financing which helps you get on the water faster and easier. So: are you ready to sell the house and begin your life as a live-aboard? These yachts would all be a great home sweet home. A new liveaboard boat costs around $300,000 to the millions. Essentials: Stowage, Comfort & Connectivity. For sale by owner, boat dealers and manufacturers - find your boat at Boat Trader!. 12 5. Complete our quick online form. And when you mention live aboard there a whole different set of rules and risk associated with that. Here’s what your agent needs to get you sailboat insurance costs: The hull ID; The year, make and model of the boat; The length of the boatThis boat will be our residence, docked at a marina. Liveaboard dive boats are specially designed or adapted to accommodate divers and all their equipment and feature a diving platform or deck where divers can kit up. Speed boats; Boats with wood hulls; Liveaboard boat loans; Used boats; Many lenders won’t give you loans if your boat is 10 years old or older when you purchase it. They specialize in Marine and RV Financing. 24 hours a day, 7 days a week. Find your boat at Boat Trader!But being a liveaboard on a large boat is more complicated in a marina than at anchor. Basically a liveaboard fee. Engine. But, you can use a VA cash-out refinance on your primary residence to indirectly finance your purchase. Payout within 24 hours. To qualify, you must become a. Buyer’s requirements. Fact checked. In Santa Barbara Harbor, boat slip permits are in high demand and t he process of finding the right slip can be confusing. 5/5 Regular. Bad credit boat loans are one of our specialties at Southeast Financial. As long as the boat or RV is security for the loan used to buy it, you can deduct mortgage. Price: £182,950. Even more if one figures the area against total "living space. . How long you can finance your boat with My Financing USA depends on your loan size: 10 years: You can finance a boat loan of $10,000 to $19,000 for up to 10 years. With that in mind, we estimate that the average semi-experienced liveaboard sailboat owner will pay between $200 and $500 per year. TO $10,000,000. 74%. On a $100,000 boat, the lease payment might be $1,000, so you put down $2,000 instead of $20,000 at the start. Boatloan. C. [ad_1] How to Register a Boat in Kansas Boating is a popular recreational activity in Kansas, with its numerous lakes and waterways. Beware of "named special deductibles" such as storm damage of 10% or more. For example, for cruising purposes, Trawlers make great liveaboard boats because they are capable of making long passages with their large fuel and water tanks. 4. You will need to claim you live at home and then after you get the boat you can move out of the house and on to the boat. Be honest with yourself. The company doesnt require a minimum boat loan amount and typically will finance boats up to $4 million. LIVEABOARD BOATS FOR SALE. And when you mention live aboard there a whole different set of rules and risk associated with that. Written by: Heather Francis on August 4, 2021. Boats, Yachts and Parts Ladysmith More info. What you get for this can vary. This includes 120 new vessels and 48 used boats, available from both private sellers and well-qualified boat dealers who can often offer boat financing and extended boat warranties. Boat loans with regular banks: a good option to finance a small yacht. For example, a powerboat or cruising sailboat, houseboats, or barges, even narrow boats. The Islander 36 is a well-rounded liveaboard sailboat which also has impressive cruising capabilities. The best boat loans offer loan amounts up to $4 million, extend terms up to 20 years and allow financing on boats up to 20 years old. This includes 5 new watercraft and 49 used boats, available from both individual owners selling their own boats and experienced boat dealers who can often offer various boat warranty packages along with boat loans and financing options. If you are in the market for a trawler, look no further than this 1986 Marine Trader Sundeck, priced right at $79,200 (offers encouraged). 3. $450 - boat payment $55 - bottom cleaning $70 - phone $400 - student loans $322 - car payment $150 - car insurance (two cars) $120 - gas for car $500-1300 - boat. Loans over $2 million are available. Financing. It offers personal loans ranging from $600 to $50,000 and has competitive rates. Sure! Liveaboard boat loan calculator can certainly be used for refinancing purposes. >. 25 percent, in most counties. Boat as a Business. As a liveaboard, you'll spend more time on the boat and are likely to cruise more than a weekender, so liveaboard insurance costs may differ from a houseboat insurance policy. Interest rate may change for the August timeframe to close. Office locations on both coasts. please visit our Boat Loans page. Locate your state below to find the office nearest you to get started. If you are interested in financing a boat. Nestled in the middle of hearty mangroves, Mangrove Marina is sheltered by the hurricane hole effect, shielding your liveaboards in the Florida Keys from storms, high winds, and surges. It’s about $900 per month for expenses including moorage, liveaboard fees and a boat mortgage. Moorings. During the 2021 DIVE Travel Awards, 245 different vessels were voted by readers as the best scuba diving liveaboards to sail away with in 2022. Yachts and boats over $150,000. If you own a boat and wish to use it in the state, it is important to register it with the Kansas Department of Wildlife, Parks, and. 2015 Custom Canadian S&E 188' Superyacht - Asking $4,999,000. Basically a liveaboard fee. Learn where to find boat loans. On a $100,000 boat, the lease payment might be $1,000, so you put down $2,000 instead of $20,000 at the start. The. A quick classifieds scan for a cheap yacht reveals bargains to be had. . Should I obtain pre-approval for a loan prior to utilizing a liveaboard boat loan calculator? 2. Save Property. your best bet is to try and get a nonsecured loan of any type and use the fund to by the boat. 29% to 9. 99% with excellent credit and sufficient loan to value equity. Leopard 44. But the ability to take your home anywhere, get up close and personal to nature and wildlife, and. BTT_BOUCEK: Liveaboard's Forum: 3: 11-04-2017 02:12: Financing a boat for liveaboard: sneuman: Boat Ownership & Making a Living: 58: 19-07-2012 14:57: Does Trident approve liveaboard financing? Mermaid: Dollars & Cents: 9: 13-09-2008 19:12: Liveaboard Financing Quandary: GDFL. Make a checklist of the things you want to have on your boat. Simply enter the loan amount, term and interest rate in the fields below and click calculate. #3 · Feb 8, 2021. Sometimes I take extended stays on board (like months), but I never "live aboard". These liveaboard boats are the most popular options today. Minimum loan amounts can start anywhere from $500 to $50,000 or more, depending on the lender. This includes 922 new vessels and 1,276 used boats, available from both private sellers and professional boat dealers who can often offer boat financing and extended boat warranties. This is a more direct route for receiving a loan. The ROTH -vs- conventional IRA is a consideration I ignored during all the years building up to retirement . 1989 Gibson 44 Standard. Liveaboard Dive Trips in Australia. Loan amounts available: $10,000 and up for new and used boats, $25,000 and up for live-aboard boats. Oct 3, 2015 The decision to live aboard a boat in New York City. Instead of having to put 20 percent ($20,000) down on a $100,000 boat, all you have to pay is your first and last month payment, which is your refundable security deposit. For new boats, it is $2,000-$8,000 per month. Cruisers & Sailing Forums > Life Aboard a Boat > Liveaboard's Forum: I am being told that Liveaboard Boats loans are now impossibleHomeowners who have equity in their home may be able to use a VA cash-out refinance loan to purchase a boat or RV. Re: Boat Financing Help For Liveaboard You might try looking at credit unions rather than boat specific lenders. Perhaps you could move the money into an offshore trust and have I am being told that Liveaboard Boats loans are now impossible - Page 8 - Cruisers & Sailing ForumsDennis- While I would agree with you in some circumstances, the IRS sometimes does very well. To get the ball rolling on building a policy for you, your agent will need some information from you. " According to state tax records, there are about 18,000 registered boats in. If you’re looking to take out a used boat loan, PenFed could be a solid option. These boat. There are presently 697 boats for sale in Saint Petersburg listed on Boat Trader. LightStream issues boat loans from $5,000 up to $100,000 for qualified borrowers. These “live aboards” can be found all over the world, living in style and comfort. The most popular boat classes for sale in North Carolina today are Center Console, Pontoon, Bass, Bay and Bowrider boats, while the most common boat brands. Trident Funding. In spite of this, the upfront payment for a houseboat is likely to be less than the upfront payment for a floating home. As nice as the boat was, it certainly wasn’t worth $250,000 by any means and no bank would give a loan for over $150,000 on it. com where we make it easy to compare liveaboard destinations, amenities, dive types and prices to find the best dive safari for your diving holidays. If you work from your boat, you can take a home office deduction although that may raise a flag. Call us FREE on 0800 694 5566. Our full-service marina in Tavernier is aptly named. Thailand liveaboard diving safaris are the best way to the best dive sites at the Similan Islands and Surin Islands. Bluewater sailboats. Liveaboard status is never discussed in my experience. But be aware that boat loans typically carry higher interest rates than home or auto loans. Along with dry storage, we offer the. Longer excursions usually include time at more secluded locations such as hidden bays and deserted islands that aren’t frequented by other boats. Denison, TX 75020 | Grandpappy Point MarinaEvery boat is different and living on a boat can be an extremely economical way to live in an expensive city. Here’s a closer look at the Top 10, with some of the best comments made by readers during the vote Coralia Raja Ampat, Indonesia The Coralia, a traditional Phinisi. ) Bank of the. Whether it’s financing for a used boat loan or getting the best terms on a high-end yacht, our specialists are trained to deliver the top finance options for virtually any type of watercraft, ranging from $10,000 to $4,000,000. 49% with Excellent Credit", "Instant Pre-Qualification in 2 minutes. If you’re exploring buying a liveaboard boat, this guide will help you start to narrow in on the characteristics that will work best for you, how much you might expect to spend, and where to look for a boat. Boat Loan Alternatives. Choose from flexible amortization terms - up to 240 months on newer vessels - and a fixed or variable rate to suit your personal needs. 2. $30k both times. They were among the first, perhaps the first, major government agency to make all publications availableSo whether you need £5,000 for a jet ski, a sailing dinghy for £15,000 or £100,000 for a motor cruiser, you can either make an application online and one of our advisors will contact you within 60 minutes to discuss your marine finance requirements or alternatively telephone us on 0800 066 2882 to ask any questions you may have. Widebeam narrowboat sounds like the ultimate oxymoron, but it’s a term used to denote canal barges that are, well, wider of beam. , and narrow down your choices. Get a Quote Now. The marina’s quality in terms of its security amenities and. A mortgage is a secured loan, so a boat mortgage raises an amount equal to the loan amount. The 10% or less rule may not apply to everyone though. Boat loan limits vary even more significantly, with some lenders offering $5,000 to $100,000 and others offering up to $5 million for the right borrower. Loan amounts available: $10,000 and up for new and used boats, $25,000 and up for live-aboard boats. Ocean Yacht 46 Sunbridge *Turn Key live aboard aft cabin*. The APR, loan terms and conditions may vary due to your personal circumstance, loan size and type/age of asset you wish to finance. We had quite a few curveballs thrown our way. . Fixed contracts with no pre-payment penaltiesSpecifications: LOA: 33’ Beam: 11’ 5” Draft: 2’7” Fuel: 132 gallons Water: 79 gallons. Be aware of the old wisdom along the lines of: "there's no such thing as a cheap boat, you always pay at some point!"Essentials: Stowage, Comfort & Connectivity. 2. Toggle navigation. Bank of the West states on its site that it lends only to people. The Live-Aboard Life: Best Liveaboard Yachts. New and used yacht loans. Better yet, get advice from financial people about how best to present yourself to get a boat loan - they aren't easy on used boats the best deals aren't on the market. Here is a beautiful 1984 Ocean Yacht 46 Sunbridge. Fast, no-hassle loan processing. Liveaboard vessels are becoming a real trend worldwide with many customers taking advantage of the affordability, the lifestyle and the freedom they offer. However, the main way that you save money on a boat loan is with a lower interest rate. Our watercraft rental services are great for families, friends, company and corporate retreats, team building activities, film and. The layout of the Catalina 30 also featured a dinette, which serves as an excellent chart table or workspace as well. Used liveaboard boats sell for around $30,000-$600,000. Specifications: LOA: 33’ Beam: 11’ 5” Draft: 2’7” Fuel: 132 gallons Water: 79 gallons. So: are you ready to sell the house and begin your life as a live-aboard? These yachts would all be a great home sweet home. There are currently 2,346 boats for sale in Illinois listed on Boat Trader. Trips are anywhere from 3 days to full 14-day excursions onboard a ship where you will eat, sleep, and dive, day after day. If your lender does issue you a 1098, the interest paid appears in box 1. A guide to live-aboard boating and expanding options while Contracting Space. One charged a monthly rate of $9. Boat Loans: Best Ways To Finance A Boat. Applying for boat loans is similar to applying for car, truck, or RV financing with the purchase you make serving as collateral for the loan. At the higher end of the spectrum, a two-story houseboat that's 50 feet long and 16 feet wide goes for around. Best Liveaboard Boats Under 100K. Sailboaters who live aboard pay around $1,000-$2,500 per month. Liveaboard sailboats loans allow you to live out your dream of living aboard. Because a liveaboard boat represents a dwelling and a pleasure craft, you’ll need a boat insurance policy that can do double duty. $62,500. Offering the best selection of boats to choose from. Whether you're a new or experienced boater, our Boat Loan Calculator is just one of the many resources we have to help you discover just how affordable boating can be—and to help you find and buy a boat that fits your budget, your lifestyle and your dreams. David 06-17-2017, 11:05 AM #12: TDunn. When you move from a 2,000-square foot house to a 40-foot boat, all the closets are smaller, the cupboards are fewer and there’s no two-car garage. The Loan payment protection program (LPP) provides financial assistance during times of hardship. U. 94% for live-aboard boats. Interest on those loans can be itemized since the boat is both security and residence. $25,000 minimum amount financed for 61 to 84 months. One of the most important factors to consider when deciding to live on a boat in Florida is the marina. Galapagos Sky. Instead of having to put 20 percent ($20,000) down on a $100,000 boat, all you have to pay is your first and last month payment, which is your refundable security deposit. In a lot probably most instances you need a house or something to get a boat loan. A boat loan is an installment product that is utilized to purchase a new or used boat of some kind, or refinance a loan on an existing boat. When it comes to secured versus. Re: Financing a liveaboard? Many people say, don't say live aboard. Most lenders can only offer certain minimum amounts for given loan terms. There are presently 644 boats for sale in Naples listed on Boat Trader. This includes 16 new watercraft and 19 used boats, available from both individual owners selling their own boats and experienced dealers who can often offer boat financing and extended boat warranties. . Low interest rates. The most popular types of boats for sale in Virginia at present are Center Console, Pontoon, Bass, Bowrider and Cruisers boats, while the most common boat brands available are Ranger, Tracker, Sea Ray, Sun Tracker and Yamaha Boats. They spend about $6,000 a month, paying around $540 for. LOCATION: Sydney Blakehurst NSW, New South Wales 49' 3" / 15. Fact #4: A bigger down payment can pay off. Interest rates from 5. Getting a boat with a VA refinance. The most popular boat types for sale. Save 3 ¢ per litre on gas at Petro-Canada †, plus earn 20% more points when you link your Petro-Points card to any eligible RBC debit or credit card 2, 3. These added features can increase both the initial purchase price and ongoing expenses. You may have to pick a specific boat to get a preapproval, but don’t sweat it — you can see whether you’re approved, estimate your payments and get a hard offer. Harry Weidman. Live Aboard in the Chesapeake Bay. Boat loans are the same as car loans, except that they usually require a bigger down payment. Bad credit boat loans are one of our specialties at Southeast Financial. Sell My Boat My Searches My WatchList SignIn. Calculate. Photo credit: Sailboatdata. Works with a lending network of 19 financial institutions. How much you can borrow for boat financing generally depends on the price of your boat and is typically between 90% and 100% of the boat’s cost. This. Sell My Boat My Searches My WatchList SignIn. This is a true live aboard vessel because you can live aboard as a permemant resident. This could be secured against the value of the boat. )Whether planning your first liveaboard dive trip or you’re a seasoned pro, you should check out our liveaboard packing list to make sure you don’t forget anything. Pricing: Base Price: $255,000. The liveaboard Sea Explorer's mission is to make the guest forget that they are on a boat, by offering the best there is in diving and spare-time activities. This includes 487 new vessels and 219 used boats, available from both individual owners selling their own boats and professional dealers who can often offer boat financing and extended boat warranties. We offer award-winning service and great loan rates. Luxury Liveaboards offer dive trips with the benefit of visiting a wider area at your leisure, without hordes of other dive operators visiting the same sites.